I know a few days have passed and I should have posted my August spreads days ago BUT I do believe in the saying that it’s better late than never (in some cases including this one) so here I am posting it anyway.
I think it was a couple weeks ago when I went to Instagram – Just Buhnnie to ask my friends if I should do another BT21 theme for the month of August since I already made a BT21 theme for July. Surprisingly, I got a 100% yes to the BT21 theme. Who am I to not say no? I love BT21 and so do a lot of people.
For this month’s spreads, I did not deviate from my colorful pastel BT21 theme from last month but I managed to tweak the layout a bit to give it a different feel. Overall, I’m happy with how the spreads turned out.
I hope I can share some inspiration to fellow Bullet Journal enthusiasts and to those who are seeking for ideas on what to do with their monthly theme.
The special features of my bullet journal are the Credit Card Tracker and Credit Card Charges Log since I currently have several credit cards that needs monitoring. I find this kind of monitoring effective because I used to be reckless with my spending which led me to a HUGE credit card debt before. I used to just swipe that card carelessly since I’m not really paying for purchases with actual money. I would only see the total amount I spent the following month after my bill arrives. I would often wonder if I really did spend all that money the month before. I wasn’t looking at the big picture because I was only focused on what I was spending that day. All those small purchases piled up which made me incur a lot of debt.
This new system I follow made me more mindful of my spending since I can track the total amount that I need to pay even before my bill arrives. This way, I can easily see if I’m already spending beyond my budget or if I still have some amount left on my budget. It also helped me to eventually pay-off all my card debts.
CREDIT CARD TRACKER
Every month, I list down my due dates and amount due for each card so I can pay them on time, avoid late payment fees, and track which card dues are not yet paid. I also list down my installment purchases to track how many months I have left to pay for a certain item or how much money I still owe the bank. It helps me set a budget for the next month.
CREDIT CARD CHARGES LOG
It helps me monitor all the recurring charges I have for the month like my Spotify Premium, Netflix subscription, insurance premiums, etc. I would include the total amount to my credit card budget for the month.
To monitor my credit card spending per month, I included a portion for new credit card charges to avoid over use of my credit card and to log the usual charges I make – to assess if the purchases are necessary or not.
I also placed a few boxes below my habit tracker. The first box is for listing down important things that needs my attention for the month. Next is my Things To Buy which I reserve only for my essentials. Third is Business Nuggets – I would write a few business nuggets or inspiration that I picked up from reading business or self-help books. Any bits that could help me with my business, I would write in this section. I would also write down some must read business books that I want to read for the month. The Gratitude box is for listing down the things I’m grateful for. It boosts my mood whenever I feel like hitting the slumps.
The Notes section is usually where I put important things or the constant things I need to do every month like the reports I need to prepare for my book keeper, the reports I need to submit to my partner for our monthly evaluation, etc. Usually, I just write down the reports I need to prepare every month. Haha!
Since August started on a Saturday, I just squeezed in the two days at the bottom of notes instead of allotting an entire page for just two days.
Lastly, here’s what my weekly spread looks like. I know its a little bit over colored but I love it. As you can see, I drew a lot of stars in every page of my spreads. The not-so-hidden meaning behind it is that the supporters of BT21 are called Unistars. We are the stars in the BT21 universe so I drew a ton of them to symbolize the many avid fans of BT21.
I hope you find this post enjoyable (at least). I would love to know about your current bullet journal set-up and what is your inspiration for this month. Share them with me on the comments.